Analytics Lead, Strategic Insights (Compliance)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Legal, Compliance, and Public Affairs team  The Legal, Compliance, and Public Affairs team is a group of dedicated professionals committed to helping Affirm scale, innovate, and provide outstanding products for consumers, merchants, and key partners. We combine legal, compliance, and policy expertise to guide growth, shape products, and build trust across our ecosystem. Our work spans multiple professional disciplines and provides the foundation for Affirm’s mission to deliver honest financial products. About the role Compliance Shared Services delivers the horizontal capabilities that power Affirm's consumer compliance program: regulatory compliance monitoring, compliance data analytics, issues management, compliance training, regulatory change management, and bank partner audit and exam support. The team sits in the second line of defense and partners across Compliance, Legal, Engineering, Product, Internal Audit, and our bank partners to ensure obligations are monitored, exceptions are investigated and remediated, and evidence stands up to regulator and auditor scrutiny. As the Analytics Lead, Strategic Insights for Compliance Shared Services, you will own the compliance analytics and automated monitoring function for a multi-product, multi-partner consumer lending business. The work requires fluency in both regulation and data, and it runs in both directions: you translate regulatory obligations into automated, evidence-producing data checks, and you translate data anomalies back into clear regulatory answers. You will report to the Senior Manager, Compliance Programs, and operate as the senior individual contributor for the analytics function. A supporting data analyst carries much of the recurring execution workload; you will provide that analyst with day-to-day technical direction, structured training, and quality review while you focus on monitoring design, examination data ownership, exception judgment, and automation. The outputs of this role are consumed by state regulators, bank partners, internal and external auditors, and senior leadership. The quality bar is evidence-grade and reproducible, and the operating rhythm combines a steady weekly monitoring cadence with high-intensity examination and incident surges that arrive on external timelines. What you'll do Own the design, operation, and governance of automated compliance monitoring: translate regulatory obligations into rule-based detective controls that run on defined frequencies, surface exceptions, and produce audit-ready evidence. Serve as the primary data owner for regulatory examinations, licensing audits, and bank partner exam requests: scope requests into defined populations and extraction logic, validate results across source systems, document methodology and assumptions, and support responses through multi-round follow-ups under external deadlines. Triage monitoring exceptions and data anomalies, distinguishing true compliance exceptions from data artifacts and process gaps, route findings to the appropriate resolution path, and support remediation through validation and evidence review. Map automated checks to specific regulatory requirements, converting query logic into control statements that feed the compliance control inventory an